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Take Advantage of FannieMae and FreddieMac BailOut Now!!!
Below you will find several different categories of finance options. The rates posted are not all from the same investor, I take the best rate and program from the Lender that has the best pricing for my clients at that time. It makes Lenders compete for your business every day!
Current market conditions have forced rates back down to historic LOWS. HomeTown gives our clients the option of a 90 Day Lock. If you lock at today's rate and don't buy or refinance until December, you will still have today's rate.
PLEASE CAL L FOR INFORMATION... IT'S FREE!
FHA/VA and USDA Rural Housing are not as score driven and allow greater flexability in underwritng and current loan limits have been raised to $271k. No matter what your situation we will always work hard to find the best program, rate and terms to fit your needs.
A SECURE online application
is the first step in qualifying. When you log in you will generate a username and password for your account. If you don't have time to finish the application, simply log out and log in again when you have more time. Once your loan is in processing, you can access your account 24/7 to know at all time what milestones have been achieved.
...and as always you may call me directly with any question or concern. 770-757-6481
Current posted rates are in effect as of 09/08/2008 12:49:37 PM Central Time.
Rates are subject to change without notice.
| 5.500% | | 5.604% | 15 |
| 5.750% | | 5.856% | 15 |
| 5.875% | | 5.981% | 30 |
| 6.250% | | 6.359% | 30 |
| The APR is calculated using a loan amount of $125,000 and these typical fees. |
| 5.375% | | 5.550% | 10 |
| 5.625% | | 5.801% | 15 |
| 5.750% | | 5.927% | 15 |
| 5.875% | | 6.052% | 15 |
| The APR is calculated using a loan amount of $125,000 and these typical fees. |
| 5.375% | | 5.570% | 15 |
| 5.500% | | 5.696% | 15 |
| 5.750% | | 5.947% | 30 |
| 5.875% | | 6.073% | 30 |
| The APR is calculated using a loan amount of $125,000 and these typical fees. |
| 5.750% | | 5.867% | 30 |
| 5.875% | | 5.993% | 30 |
| 6.000% | | 6.119% | 30 |
| 6.125% | | 6.244% | 30 |
| The APR is calculated using a loan amount of $125,000 and these typical fees. |
| 5.875% | | 5.965% | 15 |
| 6.125% | | 6.217% | 15 |
| 6.250% | | 6.343% | 30 |
| 6.625% | | 6.720% | 30 |
| The APR is calculated using a loan amount of $125,000 and these typical fees. |
| 6.875% | | 6.898% | 15 |
| 7.000% | | 7.023% | 15 |
| 7.125% | | 7.148% | 30 |
| 7.250% | | 7.273% | 30 |
| 7.375% | | 7.398% | 30 |
| The APR is calculated using a loan amount of $750,000 and these typical fees. |
| 6.625% | | 6.836% | 30 |
| 6.875% | | 7.026% | 30 |
| 7.000% | | 7.114% | 45 |
| 7.125% | | 7.227% | 60 |
| The APR is calculated using a loan amount of $125,000 and these typical fees. |
If you just need a rate quote or have questions concerning a specific program please let me know by using one of the "Question" features on any page or please email me at chris.mcdonald@hometownlendersllc.com . Let me know what you're trying to accomplish and I will find a focused group of products for us to discuss.
Thank you for choosing HomeTown Auburn .
** Mortgage rates are likely to see a reduction today and over the next few weeks, as Lenders react to the FED's action to assume control of the GSE's, FannieMae and FreddieMac. This will guarantee liquidity in the mortgage industry abroad and will make home loans easier to obtain for average buyers.
**We are locking our clients rate upon automated approval findings, verification of income documentation and/or loan amount for refinance clients. This at least puts a ceiling on the closing interest rate and will allow us to relock when/if mortgage rates come down further.
As always, HomeTown Auburn works closely with its clients to provide the best rate and term available in all market conditions. Going forward, our rates page will be updated on a daily basis to provide you with the best disclosure and pricing transparency in the market place. Please do not hesitate to call me with any questions or concerns. My direct line is 770-757-6481.
Thank you for the opportunity...
Chris McDonald
Branch Manager / Sr. Loan Officer
HomeTown Auburn
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