Our local team of mortgage professionals will help you evaluate the opportunities that you've been considering and maybe offer a few more that you haven't. If it's purchasing your Auburn or Opelika dream home or using home equity for investments, college, bill consolidation or simply taking advantage of falling interest rates to reduce your monthly payment, it's a big move to make and HomeTown will help you carefully consider your "short and long term" objectives. We use the latest and very best automated tools available to help you move quickly through the application process to qualify and be Approved for the best rate and terms. It puts you in the best position to negotiate, completely prepared with a clear picture of what will and will not work for you and your family! Move forward with confidence.

  Make this opportunity count, with the lowest interest rate and terms in the market place! Now is the time to get qualified on a program that meets your financial needs and be prepared to "Lock-In" when rates take the next plunge into historic territory! 

  Use our calculators and other tools to see what your monthly investment will be on the proposed amount of your purchase or refinance. 

   Rate and Term refinance is a streamlined process that will lower your rate and payment, possibly saving you hundreds on your monthly budget. Our stream line programs have very low fees and takes very little time. The process is simple and often doesn't even require an appraisal.  Refinance a current mortgage and strike while the rates are hot?

  Prequalification is free and puts you in a powerful negotiating position when shopping for a new home. Sellers know that a missed opportunity with you is a missed sale, not just another "tire kicker". You are an approved home buyer and you can negotiate with confidence! You'll have the clout of a cash buyer. You'll know how much you can afford, no worrying. You'll be a moment away from "locking-in" the mortgage program that's perfect for you as soon as you make the offer!

   Whatever your reason for wanting a mortgage loan, "we are the company and I am the person that you can depend on."  We are always focused, with your best interest in everything we do. Use this site to explore the best options for you, then contact us. We'll find the best investment opportunity for your family together.
Thank you again for visiting our site.

Chris McDonald
HomeTown Lenders
Auburn, Al